DIY vs. a Formation Service

How Much a DIY Georgia LLC Actually Costs: From Filing Fee to Ongoing Tax (2026)

Starting a Georgia LLC yourself costs $110 in state fees at the moment of filing, and that is the only cost most people see. The rest arrives later: an annual registration every year, an optional but often worthwhile registered agent, possible late fees, and the hours you spend tracking it all. This guide lays out the real cost of filing through the Georgia Secretary of State's eCorp portal yourself versus using a formation service, using published figures and ranges rather than rounded-down guesses.

Last updated: October 7, 2026

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Fees change, and several figures below vary by provider. Confirm every state number on the official pages listed at the end before you pay anything.

How much does it cost to start a Georgia LLC on my own?

Starting a Georgia LLC on your own costs $110 in state fees: a $100 filing fee for the Articles of Organization plus a $10 service charge, according to the Georgia Secretary of State's filing instructions for limited liability companies. You can file online through eCorp or by mail, and the fee is the same either way.

That $110 buys the formation itself and nothing else. The costs that come with owning the LLC are separate:

  • ✓Annual registration. Georgia requires every LLC to file an annual registration between January 1 and April 1. The state fee is $50, plus a $10 service charge when filed online, so budget about $60 per year.
  • ✓Registered agent. Georgia requires a registered agent with a street address in the state where the agent can be reached in person. You can serve as your own agent, or pay a commercial agent. Commercial prices vary widely by provider, and published ranges for Georgia commonly run from the low tens of dollars to a few hundred dollars per year.
  • ✓EIN. An Employer Identification Number is free when you apply directly with the IRS.
  • ✓Local business license. Many Georgia cities and counties require a business license or occupational tax certificate. Fees and rules vary by location and by type of business, so check with your city or county.
  • ✓Optional expedited processing. Georgia offers faster processing for an added fee. Whether you need it depends on how soon you must open a bank account or sign a contract.

Georgia does not require new LLCs to publish a newspaper notice of formation. That requirement applies to Georgia corporations, so you do not need to budget for a legal-organ publication fee when forming an LLC.

What does a DIY Georgia LLC really cost up front and over time?

A DIY Georgia LLC costs about $110 up front and roughly $60 per year after that in state fees, assuming you serve as your own registered agent and never miss a deadline. Over three years, that is about $290 in state fees alone ($110 plus three annual registrations at $60, if you file each on time).

Cost item DIY (state fees and own work) Notes and source
Articles of Organization $110 ($100 plus $10 service charge) Georgia Secretary of State, eCorp
Annual registration (each year) About $60 online ($50 plus $10 service charge) Due January 1 to April 1; Georgia Secretary of State
Registered agent $0 if you act as your own; commercial agents vary You must be reliably available at a Georgia street address during business hours
EIN $0 Apply directly with the IRS
Late annual registration $25 late fee, plus the filing fee Georgia Secretary of State; confirm current amount
Net worth tax Not applicable to default LLCs Applies only if the LLC is taxed as a corporation; Georgia Department of Revenue
BOI report $0, not required for a domestic LLC FinCEN final rule effective August 14, 2026

What about Georgia taxes?

Georgia does not charge LLCs a flat annual franchise tax like some states. How your LLC is taxed depends on its federal classification, and Georgia follows the federal "check the box" classification, according to the Georgia Department of Revenue. By default:

  • ✓A single-member LLC is a disregarded entity and is not subject to Georgia's net worth tax.
  • ✓A multi-member LLC is treated as a partnership and also owes no net worth tax.
  • ✓An LLC that elects to be taxed as a corporation becomes subject to Georgia's corporate income tax and net worth tax, and it files a corporate return.

The practical lesson is that the tax classification you choose when you set up your EIN and tax treatment can change what you owe at the state level. Making that choice without understanding it is one of the more expensive DIY errors, though the cost shows up in tax filings rather than as a state fee.

What easy-to-miss costs should I count?

  • ✓The first annual registration. It comes due in the year after the calendar year of formation, often well over a year after you filed.
  • ✓Late fees. Georgia assesses a $25 late fee on an annual registration filed after April 1.
  • ✓Amendment fees. An error found after approval, such as a misspelled name, usually needs a separate amendment filing with its own fee. Georgia lists a smaller fee for an amended annual registration, which can update some information like the registered agent and office address.
  • ✓Sales tax and payroll registrations. If you sell taxable goods or have employees, you will register with the Georgia Department of Revenue and possibly the Georgia Department of Labor.
  • ✓Your time. Name searches, reading instructions, calendar upkeep, and fixing mistakes all take hours. Put a number on your own hourly value before deciding the process is free.

Is it cheaper to file a Georgia LLC myself or hire a service?

Filing yourself is almost always cheaper in dollars paid out, because you pay only the state fees, while a service adds its own fee on top of those same state fees. Whether it is cheaper in total depends on what happens afterward: whether you miss a deadline, need a registered agent, or make an error that has to be corrected.

A formation service does not replace the state fee. You still pay Georgia's $110 filing cost. The service fee is what you pay for the preparation, review, and often the ongoing support.

ZenBusiness is one example. It is an LLC formation and compliance service that prepares and files formation documents, offers registered agent service, sends compliance and annual-report deadline alerts, and can obtain an EIN and provide operating agreement templates. Its pricing structure starts with a $0 tier plus state filing fees, with higher tiers adding faster filing, an EIN, and ongoing compliance support; registered agent service is a separate add-on rather than part of a tier. Exact prices change, so check the current plan details on its website rather than relying on a number quoted here.

Cost item DIY Formation service (example structure)
State filing fee $110 $110, paid in addition to any service fee
Service or preparation fee $0 Varies by tier; a starter tier is $0 plus state fees
Registered agent $0 (your own) or a commercial agent Sold as a separate add-on (not part of ZenBusiness tiers)
Annual registration state fee About $60 per year The same state fee; reminders and filing help may be included in higher tiers
EIN $0 directly from the IRS Offered in some tiers
Operating agreement Your own time or a lawyer Template offered
Deadline tracking Your own calendar Alerts offered in higher tiers
Penalty exposure Entirely yours Still yours, though reminders lower the chance of missing a date

How much money do I actually save by forming an LLC myself?

By forming an LLC yourself, you save the service fee, which depends on the tier you would have bought. The $110 Georgia state filing fee is the same on both paths, so the savings are only the difference in price between your DIY costs and the service's price, minus anything you later spend to fix a mistake.

A fair way to compute it is:

  1. Start with the service fee you would have paid.
  2. Subtract the cost of anything the service would have included that you now buy separately (an operating agreement template, for example).
  3. Subtract the cost of any mistakes: a $25 late fee, an amendment filing, a reinstatement.
  4. Subtract the value of the hours you spent.

If you serve as your own registered agent, never miss a date, and your filing is approved the first time, the savings are real. If any of those assumptions break, the savings shrink quickly.

What is the cost of getting it wrong?

The cost of a mistake is usually small if you catch it early and larger if it goes unnoticed. The most common errors and their costs:

  • ✓A rejected filing. You correct and resubmit. The filing fee is often nonrefundable, so you may pay again, and the delay can affect when you can open a bank account or sign contracts.
  • ✓A late annual registration. Georgia assesses a $25 late fee after April 1. If the registration still is not filed, the LLC becomes subject to administrative dissolution.
  • ✓Administrative dissolution. The Secretary of State publishes a reinstatement process with its own fee and a time limit. A lapsed good standing can also block the certificate of good standing that lenders, landlords, and some clients require.
  • ✓A registered agent gap. If legal papers are served at an address where nobody is available, you can miss a lawsuit, and a default judgment can follow. That cost can dwarf any filing fee.
  • ✓An EIN application error. Applying before the state approves the LLC, naming the wrong responsible party, or choosing a tax classification you later want to change can mean IRS correction letters and extra paperwork. Beware paid "EIN filing" sites that charge for what the IRS gives away.
  • ✓No operating agreement. Georgia does not require one to be filed, but without one, state default rules settle disputes, and you lose a useful piece of evidence that the owner and business are separate.
  • ✓Paying for a BOI filing you do not need. Under a FinCEN final rule effective August 14, 2026, domestic entities are exempt from beneficial ownership information reporting, so a domestic LLC does not owe one. FinCEN has warned the public not to send money in response to mailings claiming otherwise. Check FinCEN's current guidance at fincen.gov/boi.

None of these is inevitable. The point is that each one costs more in time and attention than the visible filing fee did.

Is a service worth it for a first-time owner?

For many first-time owners, a service is worth the added fee because it covers the post-approval work where costs actually arise: the registered agent, the annual registration reminder, the EIN, and an operating agreement template. If you are comfortable with detail, forming a simple LLC in your home state, and reliable about calendars, doing it yourself is a reasonable choice. A formation service does not change the legal standing of a correctly filed LLC. What it changes is who catches errors and who tracks the dates.

Be clear about the limits of any service. ZenBusiness backs its filings with an accuracy guarantee, but the service files on your behalf and helps you stay compliant; it does not eliminate your legal obligations as an owner. You still decide how the LLC is taxed, keep records, and respond to legal and tax matters.

For a side-by-side look at the tradeoffs specific to Georgia, ZenBusiness publishes a comparison of doing it yourself versus a formation service. Read it alongside the official pages below and check its numbers against them.

A simple rule: if your total cost for a mistake (a late fee, a refiling, or a reinstatement) plus your time is likely to exceed the service fee you would otherwise pay, the service is the better value. For a first-time owner with no system for tracking next year's registration, that is often the case.

Sources and date

This article reflects information available as of October 2, 2026. Confirm all figures with the primary sources:

  • ✓Georgia Secretary of State, Corporations Division (sos.ga.gov) and the eCorp portal (ecorp.sos.ga.gov): Articles of Organization (Form CD 030), filing procedure for limited liability companies, fee schedule, annual registration, and reinstatement
  • ✓Georgia Department of Revenue (dor.georgia.gov): LLC classification and net worth tax FAQs
  • ✓Internal Revenue Service (irs.gov): Employer Identification Number application and entity classification
  • ✓FinCEN (fincen.gov/boi): beneficial ownership information reporting guidance, including the final rule effective August 14, 2026
  • ✓ZenBusiness (zenbusiness.com): service descriptions and current pricing

Next step

If you would rather have the filing prepared, a registered agent in place, and reminders for next year's annual registration, a Georgia LLC formation service can handle most of that for you. If you file yourself, use the cost tables above to budget for the full year, not just the filing day.

This article is for general information only and is not legal, tax, or financial advice. Requirements and fees vary by state and change over time, so confirm current rules with the relevant agency or a qualified professional before you act.

This article is for informational purposes only and does not constitute legal, tax, or financial advice. State fees, deadlines and provider pricing change; confirm the current details with the state agency or provider before you file.

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